If you have a compensable injury as a Texas worker, your insurance policy provides for medical and indemnity benefits. Medical benefits are payments to your medical providers and the indemnity benefits include money for lost earnings and impairments to the injured workers’ body. Temporary Income Benefits are paid to an injured worker who, as a result of their compensable injury, is unable to obtain and retain employment at equivalent wages. The injured worker is eligible to receive these benefits until the date of maximum medical improvement. Temporary Income Benefits are calculated by averaging the thirteen weeks of employment prior to the date of injury. They are calculated using the gross wages and fringe benefits provided by the employer. If there are not thirteen weeks of prior wages, a same or similar employee may be used. The employer should provide a DWC-3 form to calculate Temporary Income Benefits. It is very common to find errors in the calculation of Temporary Income Benefits. Have your Temporary Income Benefits reviewed by a person with experience in the Texas Workers’ Compensation system. Daniel L. Morris, The Morris Law Firm, (214)357-1782, info@themorrisfirm.net


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