Texas Auto Insurance: Personal Injury Protection (PIP) Coverage

Standard

med exam

Most drivers in Texas carry insurance on their vehicles to protect them from damage they may cause to others or their property.  However, Personal Injury Protection coverage (PIP) is coverage for you and possibly the other passengers in your vehicle.

What does it cover:  Personal Injury Protection coverage pays medical payments coverage, plus 80 percent of lost income and the cost of hiring a caregiver for an injured person.

Who does it cover:  You, your family members, and passengers in your car, regardless of who caused the accident.

An insurance company must offer you $2,500 in PIP, but you can buy more. If you don’t want PIP, you must reject it in writing.  You should get the maximum amount of PIP coverage your policy will allow.  After an accident, PIP makes it a little easier handle your expenses.

The Morris Firm, info@themorrisfirm.net, (214)357-1782

Advertisements

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s