What is the Difference Between Social Security Disability (SSDI) and Supplemental Security Income (SSI)

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People who request social security benefits before they reach the age of retirement may qualify for different kinds of benefits.  Although Social Security Disability  (SSDI) and Supplemental Security Income (SSI) are terms that are used interchangeably by many people, they are very different benefits.

Supplemental Security Income (SSI) is a benefit based strictly on need.  Monthly payments are made to people who have low income and few resources, and who are:

  • Age 65 or older;
  • Blind; or
  • Disabled.

Social Security Disability (SSDI) is a benefit paid to people who can’t work because they have a medical condition that is expected to last at least one year or will result in death.  There is a strict definition of disability to qualify for Social Security Disability (SSDI).  Most workers must meet meet two different earnings tests:

  1. A recent work test, based on age at the time the person became disabled; and
  2. A duration of work test to show that the worker has worked long enough under Social Security.

If you have questions regarding Social Security Benefits, make sure you consult with an attorney who is experienced with Social Security claims.

The Morris Law Firm, info@themorrisfirm.net, (214)35-1782

 

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