To qualify for Social Security Disability Insurance (SSDI) a person must have worked enough and recently recently enough to meet the required Social Security Work Credits. The number of credits required to meet the minimum standard change every year.
Social Security Work Credits are based on your total yearly wages or self-employment income. You can earn up to four credits each year. The number of work credits you need to qualify for disability benefits depends on your age when you become disabled. Generally, you need 40 credits, 20 of which were earned in the last 10 years ending with the year you become disabled.
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