If you have been injured in a work related accident in Texas and are now unable to work, how are you compensated?
If your employer is a subscriber to the Texas Workers’ Compensation system, you are entitled to Temporary Income Benefits (TIBs) if you are disabled due to your compensable injury up until you are returned to work or found to be at Maximum Medical Improvement (MMI).
But, how is the amount of your disability (TIBs) check determined. The insurance carrier pays you according to your Average Weekly Wage (AWW). We provide a video on how the AWW is determined.
However, some injured workers’ pre-injury wage exceeds the maximum amount a party can receive for TIBs. The maximum amount of TIBs can not exceed the State Average Weekly Wage (SAWW).
The State Average Weekly Wage is is equal to 88% of the average weekly wage in covered employment computed by the Texas Workforce Commission. The amount is adjusted beginning on October 1st and running till the end of the following September.
Benfit rates are paid according the the SAWW on the date the injury occurred.
Temporary Income Benefits are paid up to 100% of the SAWW
Impairment Income Benefits are paid up to 70% of the SAWW
Supplemental Income Benefits are paid up to 70% of the SAWW
Lifetime Income Benefits are paid at 100% of the SAWW for the first year the injured worker qualifies for LIBs
Death Benefits are paid at a rate up to 100% of SAWW.
The SAWW for October 2016 through September 2017, is $913.00.
The Morris Firm, PLLC, email@example.com, (214)357-1782