When I was 8 years old, my father hurt his back. He had herniated discs at two different levels. He declined surgery and chose to treat his injury with physical therapy and traction.
After a year he was still dealing with a lot of radicular pain and stiffness. In one of the programs, they tried to help him understand the psychological component of his injury. He misunderstood and felt they were telling him that the pain was in his head. He didn’t understand whenever a person undergoes a significant injury, there is a psychological component that also needs to be addressed. They were trying to help him to better cope with the pain. With the help of the program, he was able to return to work until he retired at the age of 78.
multidisciplinary studies of adults sustaining moderate to severe injuries found that injury-related mental distress on the subtle outcomes of patient productivity, general health, and satisfaction affect functional outcomes. Multidisciplinary Chronic Pain Management (CPM) Programs coordinate the physical and psychological recover to allow for a quicker and more complete recovery of the injured worker. Like many programs, the more the injured worker puts into the program, the more they will likely get out of it.
There is no miracle cure that will take all of a person’s pain away. However, CPM Programs give the injured worker tools to help them cope with their injury and how to properly use their body to avoid further injury. This gives a greater chance that they will be able to return to gainful employment.
Texas is about the only state that you may need to ask this question. Texas handles work related accidents different from all the other states. In Texas they allow employers to decide if they are going to use the state system for work injuries, or one that the employer choses. If the employer selects to use the state system, they are considered to be a subscriber to the Texas Workers’ Compensation system. If the employer selects another type of insurance or they have none at all, they are a non-subscriber to the Texas Workers’ Compensation system.
Employers who are subscribers to the Texas Workers’ Compensation system are regulated by the Division of Workers’ Compensation. The state regulates medical and indemnity (cash) benefits. Disputes between an injured worker and their insurance carrier are resolved at a field office of the Division of Workers’ Compensation. In exchange for being regulated by the state, employers are protected from claims of negligence for their employees work related accidents. The only exception is claims for gross negligence resulting in death.
Employers who select to be non-subscribers may purchase any type of insurance they desire. However, in doing this they may be liable for any negligence in causing their employees work related injuries.
Subscribers know what the benefit amount may be paid to their injured employees. But, non-subscribers can be sued for pain, suffering, future medical and even punitive damages.
If you or a loved one has been injured in a work related accident and you don’t know if the employer is a subscriber or a non-subscriber, contact an attorney who handles workers’ compensation claims and they can look them up for you.