If you have a compensable workers’ compensation claim in Texas, it never actually closes. Workers’ compensation claims handle the medical and the indemnity (payments to you) separately.
You can receive disability payments (TIBs) while you are unable to earn your full wages for up to 104 weeks or until you are certified at Maximum Medical Improvement (MMI), whichever happens first.
After that, you will receive benefits for any impairment you have (IIBs). You receive three weeks of payments for each point of impairment. Hopefully, you are working at the same time because there payments are not disability payments.
There are additional benefits for serious injuries. You can look at our additional posts to learn about these benefits.
Medical benefits are defined under the Texas Labor Code as payments for health care reasonably required by the nature of a compensable injury and intended to:
- cure or relieve the effects naturally resulting from the compensable injury, including reasonable expenses incurred by the employee for necessary treatment to cure and relieve the employee from the effects of an occupational disease before and after the employee knew or should have known the nature of the disability and its relationship to the employment;
- promote recovery; or
- enhance the ability of the employee to return to or retain employment.
Although your indemnity benefits will not likely last three years, your medical benefits do not end until you have completely recovered from the effects of your injury.
Daniel L Morris, The Morris Law Firm, (214)357-1782, firstname.lastname@example.org